A hurricane blew across the Caribbean. It didn't take long for the expensive yacht to be swamped by high waves, sinking without a trace. There were only two survivors: the boat's owner Dr. Eskin and its steward Benny who managed to swim to the closest island.

After reaching the deserted strip of land, the steward was crying and very upset that they would never be found. The other man was quite calm, relaxing against a tree.

"Dr. Eskin, how can you be so calm?" cried the Benny. "We're going to die on this lonely island. We'll never be discovered here."

"Sit down and listen to what I have to say, Benny," began the confident Dr. Eskin. "Five years ago I gave the $500,000 to the United Way. I donated the same amount four years ago. And three years ago, I did very well in the stock market so I contributed $750,000. Last year, business was good so the charity got $1,000,000."

"So what?" shouted Benny.

"Well, it's time for their annual fund drive, and you can bet they're going to find me," smiled Dr. Eskin.